worst day ever.

kara_lamekkara_lamek
edited January 2011 in Pregnant
I hate my life right now. I went to the dr today only for them to tell me they take my insurance but it doesn't cover my pregnancy. Im so frustrated. I can't afford to pay for it in cash. Its 2800 just for the delivery. Not including labs and ultrasounds. I broke down and started crying at the dr office. Im so embarrassed. I looked like a fool. My in laws wont help with anything and my mom is arguing with my sister so she completely blew up on me and said I guess you aren't little miss perfect anymore. I never claimed to be. I've never tried to be perfect. I can't handle today. I know this stress is bad for my baby but I can't help it right now. I don't want government assistance but I have no choice. I have blue cross blue shield insurance... you would think it would cover.... im just overwhelmed. Gosh I hate today. Im sorry y'all. I was just really excited about today to just get let down. Im so upset.

Comments

  • mrs_americamrs_america
    Look, I didn't want the gov. Asst. Either but u pay taxes just like I do. I'm sooo glad I took the gov. Asst. I get wonderful care and so much help. Food stamps wick even a free car seat. And don't thing that once ur baby is older a working that they will not be taxd. Go to ur local health dept. And cancel bcbs. Its better than bcbs! U don't even have a copay. Ur health dept will sign u up. Remember in some states charges of neglect can be pend on the mom befor the babys born if u don't seek medical guidance.
  • kara_lamekkara_lamek
    No I mean if I don't get it ill pay cash. Im gonna have to get the assistance. Im just so frustrated. I don't understand this paperwork!!! Thank you for talking with me though. I really needed it. And im under my dads bcbs insurance. I live with my fiance though. Im just lost. All I can do is cry. And I do pay taxes so I guess in a lot of ways its my money im using... and others. I just feel guilty.
  • katlillykatlilly
    I have bcbs also and they told me I'd have a $1000 deductable to pay. Must be dependant on what the employer pays or your state :(
  • dollfacex0x0dollfacex0x0
    Im not no genius on insurance stuff but I thought you just look up who IS covered obgyn doctors on your blue cross insurance.? Like for example, I am on my fathers insurance, so the day I found out I was pregnant I called the doctors office that I wanted to be my ob through my pregnancy and first asked if they accepted my insurance, luckily they did. They is no way there is not a obgyn doctor that doesn't take blue cross...or maybe I am just not understanding correctly, sorry for rambling just trying to help :) xo
  • kara_lamekkara_lamek
    Im on my dads insurance. And I did call they said they accept is as if I was getting a pap done but it doesn't cover my pregnancy cost. And idk its rough. Alabama is wack.

    Its ok to ramble:) any input helps me.
  • Soon2BeMomOfDjSoon2BeMomOfDj
    Try to get medicade... it pays for everything!!!
  • mrs_americamrs_america
    Don't feel upset or worry. I was at first but I made an apt at the county health dept. They will fill out any paperwork to inroll u. I had ins in less than 10 min. Becauses ur not married yet it puts ur status on rush. I'm so thankful that I have it. Its money I paid in u did ur parents did to. And u don't get rejected from anything with it like u do with other ins. They even pay for my rx! Ur gona like it. Depending on ur state it should cover u up to 60 days after u have the baby and ur baby will be covered for 1 year after birth.
  • kara_lamekkara_lamek
    I hope alabama approves me. I just don't understand the paper work. One of the customers that comes in my store is gonna help me... if I didn't already mess it up Haha but thank you. Im just overly worked and stressed beyond belief. I don't wanna cry again. If I don't get medicaid I won't know what to do:( its nerve racking. Thanks y'all so much:)
  • dollfacex0x0dollfacex0x0
    Oh okay thats what I started to think after I posted that lol try not to stress tho hun :) medicaid really does make unmarried pregnant woman priority :)
  • kara_lamekkara_lamek
    I hope so:) my cousin said that I can get it. She just went through what I did. So I hope:) I appreciate it ladies:)
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